Most people sign what is known as an Enduring Power of Attorney.
With this document you empower one or more people to sign your name to and conduct all your legal and business affairs. Unless you impose any limits on this, that authority starts immediately and continues until you die. It continues even when you may be incapacitated physically or mentally, such as by a stroke or by senility. A General Power of Attorney does not work in those circumstances.
It is a very serious matter to appoint a Power of Attorney. You should consider the many options available to you before choosing who you appoint and on what terms. You should not proceed with a Power of Attorney if you have any doubts at all and should seek legal advice. Unfortunately lawyers deal with many situations where a Power of Attorney has been abused or has led to family disputes. Proper advice that takes into account your personal situation and careful legal drafting can help to avoid this.
A guardian is someone you appoint someone to make medical and lifestyle decisions for you. These may include agreeing to medication, surgery, and other medical procedures and decisions as to where you should live.
Enduring means it continues (endures) when you are unable to make these types of decisions for yourself.
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When a person with a mental incapacity can no longer make decisions in certain areas of life, the Mental Health Review Board can be requested to make an order appointing somebody else to do this on that person's behalf.
The causes of mental incapacity can include dementia, intellectual disability, brain damage, mental illness, coma or being in a moribund state, and this must affect the person's ability to make his or her own decisions.
The main orders the Board can make concern their guardianship, care, treatment, detention and control of their financial and legal decisions ("administration"). Decisions can be appealed to SAT.
Department of Commerce has general information for the public on Retirement Villages and other options for seniors housing
Some early termination fees for loans made to enter a Retirement Village may no longer be enforceable. Seek legal advice.