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QueenslandBusiness law and commercial law Pages catering for the general public.

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Loan Calculators (12)

How Much Can I Borrow? Calculator How Much Can I Borrow? Calculator
This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.

Income and Expenditure Worksheet
Use the income and expenditure worksheet to calculate how much you can afford to borrow.

Basic Repayment Calculator
Enter the interest rate, the term of the loan and the amount you are borrowing to get the minimum monthly repayment and the amount of interest paid.

Fixed vs Variable Interest Rate Calculator
This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.

Mortgage Broker Checklist If you're planning to use a mortgage broker to help you find the perfect home loan, there is some information you should find out from your broker before you start.

Loan Repayment Calculator - Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.

Extra Repayments Calculator - Find out how much you can save in interest and shorten your loan term by making additional repayments over and above your current monthly repayment.

Lump Sum Repayments Calculator - Find out how much you can save in interest and shorten your loan term by making a one-off lump sum repayment on top of your current monthly repayment.

Split Loan Calculator - Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that we can't predict. Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.

Loan Comparison Calculator - Select any two home loans on the market for a direct cost comparison. Determine which is the cheapest in total fees and interest over the life of the loan.

Stamp Duty Calculator - Work out how much stamp duty will be payable on the purchase of your new home.

Principal & Interest Calculator - Work out what portion of each monthly repayment is principal and what portion is interest.

Costs of Buying (2)

Lenders Mortgage Insurance Estimator
In nearly all cases, if you borrow more than 80 per cent of what the lender considers to be the value of the property they will ask you to pay their mortgage insurance. This handy estimator determines how much this is likely to cost you.

Home Cost Estimator
This calculator allows you to estimate the total cost of purchasing a property including all those nasty hidden costs.

Buy or Rent or Invest (4)

Rent vs Buy
This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.

Buy Then Sell or Sell Then Buy
This estimator provides an indication of the costs you will face depending on the order in which you sell your old home and buy your new one.

Relocation Timeline
This calculator takes your specific moving details and produces a customized timeline. This can then be printed out in the form of a checklist to tick off tasks as they are completed.

Can I Afford An Investment Property?
This tool provides an estimate of how much an investment property will cost. It combines the cash operating revenue and the cash operating expenses with the change in the amount of income tax paid to measure the net change in the investors income due to the investment property.

Banking (12)

Search & Compare Savings Accounts and Term Deposits
Small Business Loans
Small Business Calculator
Compare credit cards - The small business calculator that lets you enter set-up costs and running costs to establish a comprehensive business financial summary.
Debentures comparison page
Compare Homeloans
Transaction Accounts
Personal Loans
Small Business Loans
Business At Call Accounts
Business Credit Cards
Business Term Deposits

Investment (3)

Margin Lending Calculator - Gearing Simulator
Margin Lending Calculator - Stock Lookup
Find and compare brokers

Planners (3)

Savings Calculator

Budget Planner - Try our Budget Planner. Enter your annual income and expenses to assess your financial position.

Statement of financial position. Check your financial position and overall financial capacity.

Retirement / Superannuation (6)

Retirement planner
Could your super and the age pension be enough to give you the income you would like to have when you retire? Ask the FIDO retirement planner to crunch the numbers and show you.

Account-based pension calculatorAccount-based pension calculator
An account-based pension or annuity is one of the products you can buy with your super when you retire. Account based pensions are also known as allocated pensions.

Superannuation calculator
Works out how much super you'll have when you retire and how fees affect your final payout.

Reverse mortgage calculator Reverse mortgage calculator
See how your reverse mortgage debt builds up and may affect how much of your home you still own as time goes by.

Centrelink Rate Estimator

Super vs mortgage calculator

Federal - Tax, Help and Others (16)


Income tax
Individual income tax rates - Shows the percentage of tax payable for each income bracket, for individual Australian taxpayers, for the financial year 2009-10 and 2010-11.
Individual income tax rates for prior years - Shows the percentage of tax payable for each income bracket, for individual Australian taxpayers, for prior financial years.
PAYG withholding
Students and graduates


Income tax
PAYG withholding
Students and graduates
Work related expenses
Other calculators
Other tools

Insurance Guides (5)

Car Insurance Guide (MoneySmart)
Health Insurance Guide (MoneySmart)
Home & Contents Insurance Guide (MoneySmart)
Life Insurance Guide (MoneySmart)
Travel Insurance Guide (MoneySmart)

Queensland 1  business law and commercial law australian consumer law export

Help Us Improve

Please give us feedback about your experiences using Foolkit and ideas for improvements.



Business Act Finder (AustLII)

Section: Schedule:

Business Regulation Finder (AustLII)

Section: Schedule:

If Section and Schedule are blank, you will be taken to the AustLII Index. Update Status Page.  Help

ASX Listing Rules by Number
ASX Operating Rules


Australian Competition & Consumer Commission

Brisbane office
Level 3
500 Queen Street
Brisbane Qld 4000

PO Box 10048
Adelaide Street Post Office
Brisbane Qld 4000

Telephone: (07) 3835 4666
Fax: (07) 3832 0372

Queensland 2  business law and commercial law australian consumer law export

Stamp Duty

Office of State Revenue

33 Charlotte St
Brisbane Qld 4000

PO Box 15931,
City East Qld 4002

Telephone: 1300 300 734
Fax: (07) 386 0903


Queensland Government Service Centre (QGSC)
Ground Floor
William McCormack Building
5B Sheridan Street
CAIRNS  QLD  4870.

PO Box 2378,
Cairns Qld 4870

Telephone: 1300 300 734
Fax: (07) 4031 2170


Ground Floor, State Government Building
209 Bolsover St
Rockhampton Qld 4700

PO Box 1276,
Rockhampton Qld 4700

Telephone: 1300 300 734
Fax: (07) 4938 4912


Level 1, State Government Building
187-209 Stanley St
Townsville Qld 4810

PO Box 988,
Townsville Qld 4810

Telephone: 1300 300 734
Fax: (07) 4721 1976

OSR Connect

Land Titles Office

web site

Level 11, 53 Albert Street
Cnr Margaret Street
Brisbane Qld 4000

GPO Box 1401
Brisbane Qld 4001

Telephone: (07) 3405 6900
Fax: (07) 3225 1739 - document Lodgment and registration enquiries
Fax: (07) 3225 1739 - property search requests (including land valuation searches)

Email Brisbane office

Titles Registry Offices


Federal Court

Federal Court Registry & Contacts

Level 6
Harry Gibbs Commonwealth Law Courts Building
119 North Quay
Brisbane QLD 4000 

P.O. Box 13084
George Street Post Shop
Brisbane QLD 4003

Telephone: (07) 3248 1100
Fax - General enquiries: (07) 3248 1260
Fax - Filing of documents: (07) 3248 1240

General enquiries:

Judges, Fees & General

business law and commercial law australian consumer law export

Commonwealth Courts Portal
Federal Law Search

General Act and Rules

Supreme Court

Supreme Court web site

Supreme Court Registry & Contacts

Courthouses List

Street Address

Supreme Court of Queensland
The Law Courts Complex
304 George St
Brisbane QLD 4000

Telephone: (07) 3247 4313 or (07) 3247 4314
Fax: (07) 3247 5316 


Business Hours: 8.30am to 4:30pm

Civil General Enquiries (07) 3247 4313
Self Represented Litigant Service (07) 322 8924
Corporations (07) 3247 4312
General Enquiries - Enforcements (07) 3247 4032
Civil Trials (07) 3247 4311
Civil Applications (07) 3247 4310
Supervised and commercial (07) 3247 4317
Court of Appeal (07) 3247 4702

General Acts and Rules

Corporations Law - ASIC

Australian Securities & Investment Commission

Service Centre

Level 20, Commonwealth Bank Building,
240 Queen Street,
Brisbane Qld 4000

PO Box 4000
Gippsland Mail Centre VIC 3841

Telephone: 1300 300 630
Fax (03) 5177 3999

Hours 9am - 5pm

Qld Enforcement & Policy Office

Level 20, Commonwealth Bank Building
240 Queen Street
Brisbane Qld 4000

GPO Box 9827
Brisbane Qld 4001

DX 322 Brisbane

Telephone: (07) 3867 4700
Fax: (07) 3867 4725

Hours 8am - 5pm


Forms are available from the ASIC site here

This includes Smart Forms - PDF versions that you can complete on your computer

Australian Stock Exchange (ASX)

Brisbane Office
Riverside Centre, Level 5,
123 Eagle Street,
Brisbane, Qld, 4000

Phone: 131 ASX (131 279)
Fax (Excluding company announcements):
(02) 9227 0885

ASX Listing Rules by Number
ASX Operating Rules


Industry Complaint Resolution Bodies

There are also bodies appointed to resolve disputes within particular Industries, Departments or particular areas of concern.

Industry Complaint Resolution Bodies

National Law Societies

National Law Societies
Special Interest Legal Groups
Law Reform


Queensland 3  business law and commercial law australian consumer law export

Business Licences & Safety

The SmartLicence provides the National Business Licence Information Service (BLIS) in Queensland. It provides details of all licences you may require to operate your business in Australia, including Commonwealth, State/Territory and Local Government requirements.

Australian Consumer Law

The consolidated Trade Practices Act above already incorporates the Unfair Contract Terms Law .

The above website has the latest information on the legislation. For clients, you may also be interested in their resources for business and for consumers. This includes training modules.

A Guide to the Unfair Contract Terms Law It is anticipated that something similar will be published for the ACL.