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Business Law

On this page

South Australia Pages catering for the general public.

Corporations Law - ASIC

Australian Securities & Investment Commission

www.asic.gov.au

Adelaide Service Centre
Level 7, 100 Pirie Street
Adelaide SA 5000

PO Box 4000
Gippsland Mail Centre VIC 3841

Telephone: 1300 300 630
Fax (03) 5177 3999

Hours 9am - 5pm

SA Enforcement & Policy Office
Level 7, 100 Pirie Street
Adelaide SA 5000

PO Box 9827
Adelaide SA 5001

Phone: (08) 8202 8400
Fax:
(08) 8202 8410

Hours 8.30am - 5pm

Forms

Forms are available from the ASIC site here

This includes Smart Forms - PDF versions that you can complete on your computer

Class Orders

Australian Stock Exchange (ASX)

www.asx.com.au

Adelaide Office
Level 30
91 King William Street
Adelaide SA 5000

Sydney Office
Exchange Centre
20 Bridge Street
Sydney NSW 2000

Phone: 131 ASX (131 279)
Fax (Excluding company announcements):
(02) 9227 0885

ASX Listing Rules by Number
ASX Operating Rules

ACCC

Australian Competition & Consumer Commission

www.accc.gov.au

Adelaide Office
14th Floor, ANZ House
13 Grenfell Street
Adelaide SA 5000

GPO Box 922
Adelaide SA 5001

Phone: (08) 8213 3444
Fax: (08) 8410 4155

South Australia 1  business law and commercial law australian consumer law export

Help Us Improve

Please give us feedback about your experiences using Foolkit and ideas for improvements.


 

Resources for general business law. You may also be interested in the topics of Tax Law and Property Law which have their own practice areas.

Bankruptcy

Insolvency and Trustee Service Australia

www.afsa.gov.au

GPO Box 2604
Adelaide SA 5001 

Telephone: 1300 364 785
Contact Form

Federal Magistrates Court

www.fmc.gov.au

Registry & Contacts

Roma Mitchell Commonwealth Law Courts Building
3 Angas St
Adelaide SA 5000

Telephone: (08) 8219 1000
Fax - General enquiries: (08) 8219 1001
sareg@fedcourt.gov.au

FMC Act & Rules

business law and commercial law australian consumer law export

Lands Services Group

www.landservices.sa.gov.au

101 Grenfell Street
Adelaide 5000

GPO Box 1354, Adelaide SA 5001
DX 58195

Contact Numbers

Normal Business Hours
9am to 5pm Monday to Friday

Document Collection Room
8am to 6pm Monday to Friday

Settlements Room
9am to 4pm Monday to Friday

Tools

Loan Calculators (12)

How Much Can I Borrow? Calculator How Much Can I Borrow? Calculator
This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.

Income and Expenditure Worksheet
Use the income and expenditure worksheet to calculate how much you can afford to borrow.

Basic Repayment Calculator
Enter the interest rate, the term of the loan and the amount you are borrowing to get the minimum monthly repayment and the amount of interest paid.

Fixed vs Variable Interest Rate Calculator
This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.

Mortgage Broker Checklist If you're planning to use a mortgage broker to help you find the perfect home loan, there is some information you should find out from your broker before you start.

Loan Repayment Calculator - Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.

Extra Repayments Calculator - Find out how much you can save in interest and shorten your loan term by making additional repayments over and above your current monthly repayment.

Lump Sum Repayments Calculator - Find out how much you can save in interest and shorten your loan term by making a one-off lump sum repayment on top of your current monthly repayment.

Split Loan Calculator - Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that we can't predict. Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.

Loan Comparison Calculator - Select any two home loans on the market for a direct cost comparison. Determine which is the cheapest in total fees and interest over the life of the loan.

Stamp Duty Calculator - Work out how much stamp duty will be payable on the purchase of your new home.

Principal & Interest Calculator - Work out what portion of each monthly repayment is principal and what portion is interest.

Costs of Buying (2)

Lenders Mortgage Insurance Estimator
In nearly all cases, if you borrow more than 80 per cent of what the lender considers to be the value of the property they will ask you to pay their mortgage insurance. This handy estimator determines how much this is likely to cost you.

Home Cost Estimator
This calculator allows you to estimate the total cost of purchasing a property including all those nasty hidden costs.

Buy or Rent or Invest (4)

Rent vs Buy
This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.

Buy Then Sell or Sell Then Buy
This estimator provides an indication of the costs you will face depending on the order in which you sell your old home and buy your new one.

Relocation Timeline
This calculator takes your specific moving details and produces a customized timeline. This can then be printed out in the form of a checklist to tick off tasks as they are completed.

Can I Afford An Investment Property?
This tool provides an estimate of how much an investment property will cost. It combines the cash operating revenue and the cash operating expenses with the change in the amount of income tax paid to measure the net change in the investors income due to the investment property.

Banking (12)

Search & Compare Savings Accounts and Term Deposits
Small Business Loans
Small Business Calculator
Compare credit cards - The small business calculator that lets you enter set-up costs and running costs to establish a comprehensive business financial summary.
Debentures comparison page
Compare Homeloans
Transaction Accounts
Personal Loans
Small Business Loans
Business At Call Accounts
Business Credit Cards
Business Term Deposits

Investment (3)

Margin Lending Calculator - Gearing Simulator
Margin Lending Calculator - Stock Lookup
Find and compare brokers

Planners (3)

Savings Calculator

Budget Planner - Try our Budget Planner. Enter your annual income and expenses to assess your financial position.

Statement of financial position. Check your financial position and overall financial capacity.

Retirement / Superannuation (6)

Retirement planner
Could your super and the age pension be enough to give you the income you would like to have when you retire? Ask the FIDO retirement planner to crunch the numbers and show you.

Account-based pension calculatorAccount-based pension calculator
An account-based pension or annuity is one of the products you can buy with your super when you retire. Account based pensions are also known as allocated pensions.

Superannuation calculator
Works out how much super you'll have when you retire and how fees affect your final payout.

Reverse mortgage calculator Reverse mortgage calculator
See how your reverse mortgage debt builds up and may affect how much of your home you still own as time goes by.

Centrelink Rate Estimator

Super vs mortgage calculator

Federal - Tax, Help and Others (16)

Rates

Income tax
Individual income tax rates - Shows the percentage of tax payable for each income bracket, for individual Australian taxpayers, for the financial year 2009-10 and 2010-11.
Individual income tax rates for prior years - Shows the percentage of tax payable for each income bracket, for individual Australian taxpayers, for prior financial years.
PAYG withholding
Students and graduates

Calculators

Income tax
International
Families
Medical
PAYG withholding
Payments
Seniors
Students and graduates
Superannuation
Work related expenses
Other calculators
Other tools

Insurance Guides (5)

Car Insurance Guide (MoneySmart)
Health Insurance Guide (MoneySmart)
Home & Contents Insurance Guide (MoneySmart)
Life Insurance Guide (MoneySmart)
Travel Insurance Guide (MoneySmart)



Intellectual Property and Domains

www.accc.gov.au

Canberra

Ground Floor, Discovery House
47 Bowes Street
Phillip ACT, 2606

PO Box 200
Woden ACT, 2606

IP Lodgment Point
Adelaide GPO
141 King William Street
Adelaide SA 5000

IP Lodgment Point
Locked Bag 9854
Adelaide SA 5000

Phone: 1300 651010 or 02 6283 2999
Fax: (02) 6283 7999

General

Industry Complaint Resolution Bodies

There are also bodies appointed to resolve disputes within particular Industries, Departments or particular areas of concern.

Industry Complaint Resolution Bodies

National Law Societies

National Law Societies
Special Interest Legal Groups
Law Reform

Notaries

Notaries
South Australia 3 business law and commercial law australian consumer law export

Business Licences & Safety

The Business Licence Information Service (BLIS) provides details of all licences you may require to operate your business in Australia, including Commonwealth, State/Territory and Local Government requirements.

You can also check details of licences held by builders, land agents etc. at Consumer & Business Services.

For information on State Industrial Relations, Occupational Health and Safety, Licences controlled by them and Industries see the SafeWork SA.

Service SA - SA Central

Service SA is the State Government's one-stop contact point for Government information and services.

South Australia Online Entry Point is the Gateway to South Australian Information and Services. It is a directory containing over 9000 links to South Australian web sites.

SA Central will link you to South Australian Businesses, Schools, Accommodation, Attractions, National Parks, Health, Community and Government Services just to name a few.

Australian Consumer Law

www.consumerlaw.gov.au

www.productsafety.gov.au

The consolidated Trade Practices Act above already incorporates the Unfair Contract Terms Law .

The above website has the latest information on the legislation. For clients, you may also be interested in their resources for business and for consumers. This includes training modules.

A Guide to the Unfair Contract Terms Law It is anticipated that something similar will be published for the ACL.